Bumxpress Business

Payment infrastructure for the markets your business serves.

Collect, disburse and move money through a single merchant integration designed around supported local rails and cross-border corridors.

Built for server-side integrations and operational clarity.

Your
platform
B
Payin
Payout
Transfer
A quote-backed payout, from your backend.
POST /quotes/payout
country_code: CM
operator_code: CM_MTN_MOMO
rail_type: mobile_money

Core payment flows

The flows that keep your business moving.

01

Collect payments

Create quote-backed payins from supported customer mobile money wallets and keep each collection tied to its customer and reference.

02

Send payouts

Disburse to recipients on supported local rails, with a quote confirming the intended route before the payout is created.

03

Move across corridors

Collect from a payer and disburse to a recipient through a two-leg transfer flow configured for your active merchant corridors.

Built for real operations

A payment layer that fits the work around it.

Digital platforms

Give customers familiar payment options while keeping collection status connected to your own product.

Marketplaces & commerce

Collect from buyers and organize payouts to sellers, agents or service providers through supported rails.

Teams & field operations

Handle structured disbursements to workers, partners or customers while retaining the references your operations team needs.

One clear workflow

From your backend to a completed payment.

Every money-movement flow follows a deliberate sequence, so you can keep the payment state in your own system as it changes.

  1. 01

    Create a customer

    Associate the payment with a person or business in your system.

  2. 02

    Request a quote

    Lock the relevant pricing and routing context for the intended flow.

  3. 03

    Initiate movement

    Create a payin, payout or transfer from the returned quote.

  4. 04

    Reconcile status

    Store resource IDs and receive lifecycle updates through webhooks.

Local rails, connected

Designed around the mobile money networks already in use.

Use supported operators in your approved markets, and configure the local or cross-border corridors your merchant account needs.

🇨🇲
CameroonMTN Mobile Money · Orange Money
XAF
🇨🇮
Côte d’IvoireMTN MoMo · Orange Money · Moov Money · Wave
XOF
🇸🇳
SenegalOrange Money · Free Money · Expresso Money
XOF
🇧🇯
BeninMTN Mobile Money · Moov Money
XOF
🇹🇬
TogoTMoney
XOF
View supported coverage

Bumxpress Business

Build the next movement of money with confidence.

Bring your product, operations and payments closer together with Bumxpress Business.

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